In the past year, I have earned over 200,000 credit card points. If you're not familiar with travel hacking, then you might be wondering what that equates to? Well... 200,000 points translates to $2,000 in cash if you choose to redeem them directly as cash back. However, redeeming for cash back is the worst way to use your points. When used for hotels and airlines, 200,000 points can be used to purchase north of $6,000 worth of flights and hotels!
